Most cyclists never think about the need for liability insurance.
But if you are ever judged to be even partially responsible for a
cycling accident involving property damage or personal injury, you
could be in serious financial difficulties. Would you drive a car
without liability insurance? You are covered as soon as you join one
of the SCA's affiliated clubs and pay your SCA membership fee.
Comprehensive general liability coverage of up to $5,000,000
Sport Accident Coverage: - Member coverage for accidents in Canada
while involved in sanctioned/approved cycling activity. - This is
an 'excess' policy, meaning that it covers costs above and beyond
what is covered by Canadian Healthcare and any form of private insurance.
- There is a schedule of maximum payouts for specified injuries and
loss to a maximum of $50,000. No decidable. - $1,000,000 is the aggregate
maximum for loss associated with a single accident. (eg. An accident
involving a vehicle with multiple occupants). - Eligibility - members
must have access to Canadian Healthcare.
If you require excess medical coverage because you are racing out
of country, you should contact the SCA, there is a fee that will be
levied based on the amount of days outside the country.
SPORT ACCIDENT CLAIM FORM INSTRUCTIONS 2013
" Holman Insurance Brokers Ltd. must receive notification of your
accident within 30 days of it occurring and receive your claim form
within 90 days of the accident.
" Complete attached Sport Accident Claim Form and Physician Statement.
If your claim is for dental injury have your dentist complete and
submit a Predetermination Form.
" Forward original forms by mail to Holman Insurance Brokers Ltd.
At the below address, along with a copy of expense receipts. Also
a copy should be sent to Canadian Cycling Association.
" If you intend to make a claim but have not had out of pocket expenses
to date, complete and submit claim form indicating that receipts are
to follow.
" If you have questions regarding submission of forms please contact
Paul Holman via email at: paul.holman@holmanins.com
HOLMAN INSURANCE BROKERS LTD. 3100 Steeles Ave. East, Suite #101,
Markham Ontario Canada L3R 8T3 Website: www.holmanins.com Telephone:
905-886-5630 Toll Free: 1-800-567-1279 Fax: 905-886-5622 E-mail: service@holmanins.com
